Emaar Payment Plans

Emaar Properties payment plans

As one of the world’s largest real estate companies Emaar Properties has a vast number of projects being launched regularly. Even tho these are all being developed by Emaar itself the payment plan they come with can and often does vary.

Here we take a closer look at some of the more popular Emaar Payment Plan schedules being offered today as well as payment plans known to have been offered by the company.


Popular EMAAR Payment Plans

80/20 –  This is a popular payment plan offered by Emaar Properties for a large number of its recently released projects. This type of payment plan requires the buyer to pay 20% at the time of booking, 60% during construction, and 20% on handover.

85/15 – This type of payment plan requires the buyer to pay 85% during the construction period and 15% on handover. A more detailed version of this payment plan can be seen below.

Emaar Payment Plan Example

10%On Booking Date
10%June 2024
10%November 2024
5%April 2025
5%October 2025 – Upon 20% Construction Completion
10%February 2026 – Upon 30% Construction Completion
15%September 2026 – Upon 50% Construction Completion
10%April 2027 – Upon 70% Construction Completion
10%November 2027 – Upon 90% Construction Completion
15%June 2028 – Upon 100% Construction Completion & Handover


EMAAR Post Handover Payment Plans

As of early 2024, none of Emaar’s developments come with a post-handover payment plan.

As one of the leading developers in Dubai, Emaar continuously adjusts its payment plan offerings to align with market conditions and the different projects it is promoting. In strong market conditions, the demand for real estate usually means that developers such as Emaar simply do not need to offer post-handover plans. However, potential buyers need to note that market conditions and developer strategies can and do change. Put simply, just because a particular type of payment plan is not available today does not in any way mean it will not be available in the future.

Key Takeaways

  • Emaar Properties has a range of payment plan types it offers on different projects at any given time.
  • Whilst not generally encouraged common payment plans can be negotiable. This is done on a case-by-case basis and is something that can be negotiated for high-value purchases. In other words, it is not something that would ever be entertained on a purchase of a 1 bedroom apartment in a popular project.
  • There are no current Emaar projects that come with a post-handover payment plan.
  • Payment plans can be influenced by several factors including the project itself as well as the general market conditions



Where Can I Find More Information About Payment Plans for a Specific Emaar Project?

For detailed information on payment plans for specific Emaar developments, visit the relevant project listing within this site. Here you will find the full payment plan breakdown applicable to that particular project.

Can Emaar Payment plans be changed?

Emaar Properties typically offers a range of standard payment plans. Whils these are generally fixed  there may be some room for customisation in a certain circumstances.

What Happens if I Miss a Payment on My Emaar Property

 If you miss a payment or are unable to make your next payment, it’s important to communicate with Emaar’s customer service team. Its best to do this as soon as possible to avoid any unnecessary complications.

What Payment Plans Does Emaar Properties Offer?

Emaar Properties offers a variety of flexible payment plans.  These plans typically include a down payment, payments during construction, and one final payment on completion.